Online Banking

To protect yourself against online banking threats, you can take the following security measures: 1. use a strong password – Use a strong, unique password for your online banking account – Avoid passwords that are easy to guess, such as dates of birth or simple strings of numbers – Ideally, use a password manager to securely store and generate complex passwords 2. enable two-factor authentication (2FA) – If possible, enable two-factor authentication for your account. This increases security considerably, as an additional confirmation step is required in addition to the password. 3. avoid phishing – Be wary of emails, text messages or phone calls claiming to be from your bank and asking for personal information – Never click on links in suspicious emails or messages and never enter your login details on unknown websites – Always visit your bank’s website directly by manually entering the URL into the browser. 4. use security software – Make sure your computer or mobile device has up-to-date antivirus software installed and is regularly updated.
– Use a firewall and always keep your operating system and applications up to date. 5. Secure internet connection – Avoid logging into your online banking via public Wi-Fi, as these networks can be insecure – If you absolutely must use public Wi-Fi, use a VPN connection to encrypt your data. 6. Regular account monitoring – Check your account transactions regularly to quickly identify unusual or suspicious activity – Many banks offer SMS or email alerts for transactions. Activate these to be informed immediately if something unusual happens. 7. be suspicious of unknown apps – Only download apps from official app stores (such as Google Play or Apple App Store) and make sure they come from trusted developers – Do not install software from unknown sources, especially if it requires administrator rights.
8. log out after use – Always log out of your online banking account properly, especially if you are using public or shared devices. 9. contact your bank – If you suspect that your account has been compromised, contact your bank immediately. Many banks have emergency hotlines for such cases, and by taking these steps you can minimise the risk of falling victim to online banking threats.